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Free Real Estate Calculators

Estimate title insurance premiums, mortgage payments, loan amounts, and more

These calculators provide estimates for informational purposes only and do not constitute a loan application, loan offer, or loan approval.
🏷️ Title Insurance Premium Calculator

Enter the purchase price or loan amount to calculate Pennsylvania title insurance premiums for both sale and non-sale transactions.

About PA Title Insurance Rates

Pennsylvania title insurance rates are regulated by the state and are the same regardless of which title company you choose. What differs is the quality of the search, the expertise at closing, and the speed of service.

Reissue rates may apply if a prior policy was issued within the last 10 years — ask us about potential savings.

Get a Full Quote →
📊 Mortgage Calculators

Mortgage Interest Calculator

$
%
years

Results

Number of Payments
Monthly Payment
Total Interest Paid

Does not include taxes, insurance, or HOA fees.

Mortgage Qualifier Calculator

Estimate the approximate amount you should be able to borrow based on your income and expenses.

Application Type
Income
Expenses
Loan Details
yrs mo
Estimated Borrowing Amount $

Loan Term Calculator

How long will it take to repay your loan given a fixed repayment amount?

Repayment Period yrs mo

Loan Amount Calculator

How much can you borrow given a regular repayment amount and loan term?

yrs mo
Total Loan Amount $

Loan Repayment Calculator

What will your monthly repayment be given your loan amount, rate, and term?

yrs mo
Monthly Repayment $
🏡 Real Estate & Closing Calculators

Pennsylvania Realty Transfer Tax

PA levies a 2% transfer tax on the sale price (1% state + 1% local). It is typically split 50/50 between buyer and seller, though this is negotiable. Philadelphia and some municipalities charge a higher rate.

Total Transfer Tax
Buyer's Share (50%)
Seller's Share (50%)

Buyer/seller split is negotiable and may be specified in your sales contract. Consult your attorney for exact figures.

New Jersey Realty Transfer Fee

NJ uses a graduated transfer fee schedule paid by the seller. A 1% "mansion tax" is paid by the buyer on residential properties over $1,000,000.

Seller's Transfer Fee
Buyer's Mansion Tax (if >$1M)
Effective Rate

Additional municipal surcharges may apply. Seniors and disabled persons may qualify for reduced rates.

Closing Cost Estimator

Estimate your total buyer closing costs. Actual figures vary — use this as a planning guide.

Owner's Title Insurance
Lender's Title Insurance
Transfer Tax (buyer share)
Recording Fees (est.)$250
Settlement / Abstract Fee$495
Estimated Total

Does not include lender fees, prepaid interest, escrow reserves, or inspection costs. Get an exact quote →

Amortization Schedule

See your year-by-year principal and interest breakdown for the life of your loan.

Monthly Payment
Total Paid
Total Interest

Refinance Break-Even Calculator

Find out how many months it will take for your refinance savings to recoup the closing costs.

Current Monthly Payment
New Monthly Payment
Monthly Savings
Break-Even Point
5-Year Net Savings

Closing costs vary. Get an exact refinance quote →

Ready for an exact quote?
Our calculators give estimates — for a precise title insurance figure tailored to your transaction, fill out our free quote form.
Get a Free Quote →